Self Reliance

One of my good friends recently said that a thought is not complete unless it is a trilogy.  I shared with you the information about robo advisory services and microinvesting apps recently.  If you don’t mind, I would like to share my final thought on this issue. Last week, I was very depressed to read the article in the Wall Street […]

Follow Up

Funny, once a thought starts rolling, it begins to grow.  Couple weeks ago, I shared with you the information about robo advisory services.  Recently there was an article in Wall Street Journal about microinvesting  apps on smart phone that allow buying miniaturized portfolios of ETFs for as little as $5.  Stash and Acorns are the two apps they […]


Thank you for all your good wishes.  Since I have been asked, here’s my recipe of success.  You might have noticed that when you need something seriously then the whole universe conspires to make it happen for you.  That’s exactly how I accomplished my goal.  Couple years ago the resources were not there, but today the innovative technology and fintech have made […]

Air Rights

AIR RIGHTS The beginning of air rights can be traced to the 1797 Slate vs. David court decision that involved two stolen barrels of herrings buried 15 feet under the accused’s yard. The court determined that anything above or below the soil belonged to the possessor of the soil. This legal concept of air rights […]


Hope you enjoy Manhattanhenge pictures below. Although not the greatest captured with the iPhone, still it gives a glimpse of the wonderful phenomenon. Oh! what an amazing site it was, 42nd Street packed from left to right sidewalk edge to edge. People swarming on the street like locusts Gobbling up the sight of glowing orb […]


What is the first image or thought that comes to your mind when you hear the word transformation?  My closest association is of caterpillar and butterfly. We go thru transformation numerous times in our lives and mostly I feel that we are so happy as a caterpillar in our creepy crawly existence that we don’t […]